Financing & Rebates

Don’t Let Cost Stop You
From a Comfortable Home.

Flexible financing options, eligible 0% APR programs, and manufacturer or utility rebates can help you choose the right way to pay for your project.

Talk to Us About Financing Request a Free Estimate

Payment Options

Multiple Ways to Finance Your Project

From quick online applications to utility-supported programs, we work with multiple financing options so you can compare what may fit your project.

Wisetack Financing

Apply from your phone and review clear monthly payment options before you decide whether to move forward.

Available on jobs between $500 and $25,000
Check options with no impact to your credit score
Terms may range from 3 to 60 months
APRs may range from 0% to 35.9%, depending on credit profile
No prepayment fees, late fees, or compounding interest
A hard credit check may be required to lock in an offer

KwikComfort Financing

Financing for eligible Rheem and Ruud heating and cooling equipment can help homeowners upgrade to efficient comfort systems.

Available on qualifying equipment installs
Promotional financing may be available
Simple application process and fast credit decisions
Ask us about current promotional offers

On-Bill Repayment Program

South Jersey Gas

South Jersey Gas residential customers may be able to repay qualifying high-efficiency upgrades directly through their gas bill.

0% APR financing for qualifying projects
Up to 7 years standard repayment
Up to 10 years for income-qualified customers
Available for eligible HVAC and water-heating upgrades

Apply Through South Jersey Gas

NEIF Energy Financing

National Energy Improvement Fund / Atlantic City Electric

NEIF is a licensed lender offering financing for eligible home improvements that make homes more efficient, healthy, and comfortable.

0% APR may be available for eligible Atlantic City Electric projects
Financing may be available from $2,500 to $25,000
Simple-interest, fixed-rate loans with no lien on your home
Terms generally range from 1 to 10 years, depending on the program
NEIF pays the contractor directly after project completion and satisfaction

Partner Rebates

Save Even More With Eligible Rebates

When you install qualifying equipment, manufacturer or utility rebates may be available. We help identify eligible offers and guide the paperwork.

RUUD Manufacturer Rebates

RUUD / Rheem

Qualifying RUUD equipment may be eligible for manufacturer rebates. Rebate amounts vary by product and promotion, so we confirm what applies at the time of your estimate.

We help with rebate paperwork

South Jersey Gas Rebates

South Jersey Gas

South Jersey Gas customers upgrading to eligible high-efficiency heating or water-heating equipment may qualify for utility rebates.

We help with rebate paperwork

How Financing Works

Simple. Fast. No Surprises.

We help you understand which financing options and rebates may apply before you commit.

Call or Send a Request

Tell us about your project. Our technicians will provide a free estimate and help identify which financing options and rebates may apply.

Apply Online

For online options, we send a link so you can apply from your phone and review available terms.

We Get to Work

Once you approve the plan, we schedule your job and help complete eligible rebate steps tied to the installation.

Common Questions

Financing FAQ

Does applying for financing hurt my credit score?

With Wisetack, customers can check their options with no impact to their credit score. A hard credit check may be required to lock in an offer.

How quickly can I get approved?

Some online financing decisions are available quickly, while utility-supported programs may take longer and can require eligibility documentation.

Can I combine financing with a rebate?

In many cases, financing and rebates can be used on the same project, but each program has its own eligibility rules. We confirm what applies during your estimate.

What services qualify for financing?

Eligibility depends on the financing program, project type, equipment, utility account, and approval criteria. We confirm eligibility when we assess your job. If a rebate applies, it is typically reflected on your invoice, subject to program confirmation.

Do I need to do anything to get a rebate?

We help with eligible rebate paperwork and will explain any customer signatures, documentation, or follow-up steps needed for your specific program.

Ready to Get Started?